While Ritzi Jewelers stands behind everything it sells we also offer Jewelry Insurance with GemShield.
Why Jewelry Insurance, Why GemShield®?
GemShield’s insurance is designed to protect against risks specific to jewelry. Most other insurance isn't. Jewelry-specific insurance is more extensive than a warranty and often broader than a homeowner’s or renter’s policy.
GemShield® Personal Jewelry Insurance offers:
“All risk” policy that covers loss, theft, damage and mysterious disappearance/unexplained loss – everything unless it is expressly excluded
Repair and replacement coverage
Coverage for newly purchased jewelry
Premiums typically 1-2% of jewelry value
Some homeowner’s/renter’s policies use generic replacement vendors. We send you back to the jeweler...the jeweler you trust. A jewelry claim could impact your homeowner’s or renter’s coverage. By removing jewelry from a homeowner’s or renter’s policy, you protect your insurability and avoid a related increase in premium should a loss occur.
Insuring your jewelry with GemShield® is easy and fast:
Get a quote in under a minute using our online quote tool
Apply for coverage online in less than 10 minutes
Receive approval electronically, quickly and simply
Or, call one of our expert agents to learn more, quote or purchase coverage